DXC Technology and Aptys Solutions Join Forces to Revolutionize U.S. Payments Infrastructure
1. Strategic Partnership Announcement
On December 4, 2025, DXC Technology (NYSE: DXC), a key player in enterprise technology and innovation, announced a strategic partnership with Aptys Solutions, a provider of comprehensive payments solutions that service over 5,500 financial institutions across the United States. This collaboration aims to accelerate the modernization of payment systems and simplify the connectivity and management of payment services for financial institutions (FIs).
2. Enhancing Efficiency and Reducing Risk
The partnership is designed to enhance operational efficiency, mitigate risks, and improve customer experiences for FIs. By integrating Aptys' robust payment connectivity and orchestration capabilities with DXC's banking transformation portfolio, the two companies intend to streamline payment processing, enhance interoperability among various systems, and lower the total cost of ownership for their clients.
Aptys Solutions boasts a unified payments platform that supports various forms of transactions, including ACH, wire transfers, instant payments (such as FedNow® and RTP®), digital channels, and more. The partnership aims to democratize access to next-generation banking innovations, enabling even smaller institutions to benefit from advancements typically reserved for larger banks.
3. Democratizing Access to Banking Innovation
Sandeep Bhanote, Global Head and General Manager of Financial Services at DXC, highlighted that FIs are continuously searching for practical ways to modernize their payment systems while managing costs and risks. He stated, “By combining Aptys' modern payments infrastructure with DXC's deep expertise in core banking environments, we are helping financial institutions take a phased, pragmatic approach to modernization.”
This partnership not only aims to improve payment services but also seeks to empower institutions by allowing them to capture more value from their own payment infrastructures. Currently, many financial institutions rely on third-party services that resell their data at high margins. The new collaboration will facilitate direct bank-to-bank processing, enhancing control and transparency across payment workflows.
4. Future Capabilities and Expansion
Initially, the partnership will focus on enabling core payment API transactions, with plans to expand into modernizing traditional financial infrastructures. Future initiatives will introduce additional capabilities such as digital wallets, custody, and wealth management services. Naseer Nasim, Chief Executive Officer of Aptys Solutions, expressed enthusiasm about the partnership, stating, “Our partnership with DXC brings the scale, reliability, and operational strength required to help institutions modernize with confidence while keeping trust at the center of every payment relationship.”
5. About DXC Technology
DXC Technology is a leading enterprise technology provider delivering software, services, and solutions aimed at helping global enterprises navigate the complexities of modernization, particularly in the context of artificial intelligence and technological change. The company specializes in Managed Infrastructure Services, Application Modernization, and Industry-Specific Software Solutions, managing some of the world’s most complex technology estates.
6. About Aptys Solutions
Aptys Solutions is recognized as a premier provider of end-to-end payments technology. Their unified platform is trusted by more than 5,500 financial institutions to power a wide range of payment types, including ACH, wires, and real-time payments, processing billions of dollars in transactions annually. Aptys is committed to enabling institutions to modernize their payment ecosystems and improve security and efficiency in their payment experiences.
As DXC Technology and Aptys Solutions embark on this transformative journey, the financial services landscape in the U.S. stands to benefit significantly from the enhanced capabilities and innovative solutions that will emerge from this partnership.