On July 23, 2026, Bread Financial Holdings, Inc. (NYSE: BFH), a leading tech-forward financial services company, made a significant announcement concerning its quarterly dividends on both preferred and common stock. This declaration reflects the company’s commitment to returning value to its shareholders while maintaining a strong financial position in the competitive financial services landscape.

2. Details of Preferred Stock Dividends

Bread Financial's Board of Directors declared dividends on two series of preferred stock:

Series A Preferred Stock

For the 8.625% Non-Cumulative Perpetual Preferred Stock, Series A (NYSE: BFH-PrA), shareholders can expect a quarterly cash dividend of $21.56 per share. This translates to $0.539 per depositary share, with each depositary share representing a 1/40th interest in a share of preferred stock. The dividend is scheduled to be paid on September 15, 2026, to shareholders of record by the close of business on August 31, 2026.

Series B Preferred Stock

Similarly, for the 8.875% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B (NYSE: BFH-PrB), a quarterly cash dividend of $30.32 per share has been declared, equating to $0.758 per depositary share. Like Series A, this dividend will also be payable on September 15, 2026, to shareholders recorded by the close of business on August 31, 2026.

3. Common Stock Dividend Announcement

In addition to the preferred stock dividends, Bread Financial has announced a quarterly cash dividend of $0.23 per share for its common stock. This dividend is also set to be paid on September 15, 2026, to common stockholders of record at the close of business on August 31, 2026. This move underscores the company's ongoing commitment to delivering value to its common shareholders.

4. Company Profile: Bread Financial

Bread Financial operates as a tech-forward financial services provider, offering personalized payment, lending, and saving solutions to millions of consumers across the United States. With a reputation for delivering growth for various well-known brands in sectors such as travel and entertainment, health and beauty, and technology, Bread Financial has established itself as a key player in the financial services industry.

In 2026, Bread Financial proudly celebrates 30 years of operational success, marking a significant milestone in its journey. The company continues to innovate with a range of financial products including co-brand and private label credit cards, pay-over-time products, and general purpose credit cards, all designed to empower customers in their financial lives.

5. Conclusion

The recent dividend announcement by Bread Financial Holdings Inc. reflects the company's robust financial health and commitment to shareholder returns. As it celebrates three decades of success, stakeholders can take confidence in the company's strategic direction and its focus on delivering personalized financial solutions. Shareholders should look forward to the upcoming dividend payments in September as a testament to Bread Financial's continued growth and stability in the financial services sector.

Original press release