Upstart Holdings, Inc. (UPST)

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August 04, 2026 Upstart Holdings, Inc. Reports Strong Q2 2026 Results Amid Macroeconomic Challenges Upstart Holdings, Inc. has reported strong Q2 2026 results, with revenue growing by 45% and loan originations up by 50%. The company continues to leverage AI to enhance its lending processes, positioning itself for future growth despite macroeconomic challenges.

August 03, 2026 Upstart Holdings Reports Strong July 2026 Originations and Upbeat UMI Reading Upstart Holdings, Inc. reported a notable origination volume of $1.397 billion for July 2026, reflecting the efficacy of its AI-driven lending platform. The Upstart Macro Index (UMI) also showed positive trends, reaching 1.50, highlighting ongoing macroeconomic challenges and opportunities in the credit market.

July 29, 2026 Upstart Holdings, Inc. Announces Landmark $4 Billion Forward Flow Agreement with Castlelake Upstart Holdings has announced a $4 billion forward-flow agreement with Castlelake, expanding their partnership in AI-driven lending. This deal highlights the confidence in Upstart's loan origination capabilities and underscores the strategic importance of such collaborations in the financial sector.

July 28, 2026 Upstart Holdings, Inc. Set to Engage Investors at Bank of America SMID Cap Conference Upstart Holdings, Inc. will feature CEO Paul Gu at the Bank of America SMID Cap Conference on August 11, discussing AI in lending. The event highlights Upstart's innovative approach and commitment to enhancing credit accessibility through technology.

July 23, 2026 Upstart Holdings Receives Conditional Approval for Upstart Bank: A Pivotal Moment in AI-Powered Lending Upstart Holdings has received conditional approval from the OCC to launch Upstart Bank, N.A., potentially the first AI-driven national bank. This initiative aims to streamline lending operations, reduce costs, and improve credit accessibility for consumers nationwide.

July 08, 2026 Upstart Holdings, Inc. Enhances UMI Reporting Upstart Holdings, Inc. has revamped its Upstart Macro Index (UMI) reporting to improve clarity and accessibility. Key changes include a new naming convention and synchronized publication timeline, aimed at providing stakeholders with timely insights into macroeconomic risks affecting personal lending.

July 06, 2026 Upstart Holdings, Inc. Set to Reveal Q2 2026 Results Upstart Holdings, Inc. will announce its Q2 2026 financial results on August 4, 2026. The earnings call will provide vital insights into the company's performance and AI-driven lending innovations, with access available via dial-in and webcast.

July 06, 2026 Upstart Holdings, Inc. Reports Strong Origination Volume for June 2026 In June 2026, Upstart Holdings, Inc. reported a remarkable origination volume of $1.5 billion, reflecting robust lending activity. The company's AI technology enhances the lending experience, reinforcing its leadership in the financial services sector.

June 25, 2026 Upstart Holdings Releases Updated Macro Index for May 2026 Upstart Holdings has released its May 2026 Macro Index, showing a slight increase to 1.49. This update reflects macroeconomic influences on credit losses, with revisions to previous data providing deeper insights. Upstart's adaptive risk models help lenders navigate changing economic conditions.

June 24, 2026 Upstart Holdings, Inc. Strengthens Funding Ecosystem with $600M Agreement with Neuberger Specialty Finance Upstart Holdings has renewed its agreement with Neuberger Specialty Finance, securing up to $600 million for consumer loans. This partnership strengthens Upstart's AI-driven lending platform, enabling competitive rates and improved borrower experiences.

June 08, 2026 Upstart Holdings Faces Class Action Deadline as Investor Concerns Mount Upstart Holdings faces a class action lawsuit initiated by Faruqi & Faruqi, LLP over allegations of misleading investors regarding its AI lending model. With a lead plaintiff deadline of June 8, 2026, and significant stock price declines, the company's future hangs in the balance.

June 08, 2026 Upstart Holdings, Inc. Faces Class Action Lawsuit Over Alleged Securities Fraud Upstart Holdings, Inc. is facing a class action lawsuit for alleged securities fraud related to misleading statements about its AI lending model. Investors from May to November 2025 are encouraged to join the lawsuit to secure their rights. The outcomes could significantly impact investor trust in AI-driven financial services.

June 03, 2026 Upstart Holdings, Inc. Reports Impressive May 2026 Origination Volume Upstart Holdings, Inc. reported an origination volume of $1.45 billion for May 2026, reflecting significant growth in its AI lending marketplace. With a daily average of $58.2 million, Upstart demonstrates its operational efficiency and commitment to innovation in financial technology.

May 28, 2026 Upstart Holdings, Inc. Releases April 2026 Upstart Macro Index (UMI) Upstart Holdings, Inc. has released its April 2026 Macro Index, showing a UMI of 1.46 amid challenging economic conditions. The report highlights important trends such as declining savings rates and steady unemployment, providing insights into credit performance for unsecured loans.

May 27, 2026 Community Choice Credit Union Partners with Upstart for Enhanced Personal Lending Solutions Community Choice Credit Union has partnered with Upstart to improve access to personal loans for its members. This collaboration utilizes AI technology to streamline the lending process, making borrowing faster and more convenient.

May 21, 2026 Upstart Holdings, Inc. to Showcase Financial Insights at Mizuho Technology Conference Upstart Holdings, Inc. will feature CFO Andrea Blankmeyer at the Mizuho Technology Conference, discussing AI innovations in lending. The event highlights Upstart's automated processes and diverse financial products, showcasing its impact on the lending landscape.

May 21, 2026 Upstart Holdings, Inc. to Share Insights at Morgan Stanley US Financials Conference Upstart Holdings' CEO, Paul Gu, will participate in a fireside chat at the Morgan Stanley US Financials Conference to discuss AI's impact on lending. The event will be accessible via a live webcast, aiming to share Upstart's innovative strategies and insights in the financial technology sector.

May 06, 2026 Upstart Holdings, Inc. Announces Participation in J.P. Morgan Conference Upstart Holdings, Inc. CEO Paul Gu will participate in a fireside chat at the J.P. Morgan Global Technology Conference, discussing the impact of AI on lending. The event will be available via live webcast, showcasing Upstart's innovative approach to financial products and automation in lending processes.

May 05, 2026 Upstart Holdings, Inc. Reports Strong First Quarter Results for 2026 Upstart Holdings, Inc. reported impressive Q1 2026 results, with a 61% increase in loan originations and 44% rise in revenue. Despite operational losses, the company remains optimistic about future growth, led by new CEO Paul Gu's strategic vision.

April 30, 2026 Upstart Holdings Partners with Justice Federal Credit Union to Enhance Personal Lending Solutions Upstart Holdings has partnered with Justice Federal Credit Union to enhance personal lending services. This collaboration aims to provide accessible financial solutions using advanced AI technology, benefiting the credit union's members and broadening their reach in the lending marketplace.

April 29, 2026 Upstart Holdings, Inc. Faces Class Action Lawsuit Amid AI Model Controversy Upstart Holdings, Inc. is embroiled in a class action lawsuit alleging securities fraud related to its AI model, Model 22. Investors who purchased shares between May and November 2025 have until June 8, 2026, to apply as lead plaintiffs. The lawsuit claims that the AI model's performance issues misled investors and impacted the company's revenue guidance.

April 22, 2026 Upstart Holdings Secures $1.2 Billion Forward-Flow Agreement with Centerbridge Partners Upstart Holdings has secured a $1.2 billion forward-flow agreement with Centerbridge Partners to enhance its consumer loan funding. This partnership highlights Upstart's commitment to innovation in the AI-driven lending space and aims to improve credit solutions for U.S. consumers.

April 21, 2026 Upstart Holdings Faces Securities Fraud Lawsuit Amid Revenue Guidance Controversy Upstart Holdings, Inc. is embroiled in a securities fraud lawsuit after revising its revenue guidance, leading to a sharp decline in stock prices. The lawsuit alleges misleading information regarding the company’s AI-driven lending model, Model 22, and its performance. Investors affected during the class period are encouraged to participate in the ongoing legal proceedings.

April 20, 2026 Upstart Holdings Faces Class Action as Allegations of Misleading Investors Emerge Upstart Holdings, Inc. is facing a class action lawsuit after allegations emerged that it misled investors about the performance of its AI lending model, Model 22. Following disappointing financial results, shareholders can now seek recovery for their losses caused by these misleading claims.

April 09, 2026 Upstart Holdings, Inc. Faces Class Action Lawsuit Over Securities Law Violations Upstart Holdings, Inc. is embroiled in a class action lawsuit over alleged securities law violations related to its AI model, Model 22. The lawsuit claims misleading statements inflated the model's reliability, impacting financial reporting. Investors are encouraged to join the case before the June 8, 2026 deadline.

April 08, 2026 Upstart Holdings, Inc. Faces Class Action Lawsuit Over Allegations of Misleading Investors Upstart Holdings, Inc. is embroiled in a class action lawsuit alleging it misled investors regarding its AI model, Model 22, and its financial projections. The lawsuit follows disappointing Q3 results and revised revenue guidance, raising concerns about transparency in the AI lending sector.

April 08, 2026 DuPage Credit Union Partners with Upstart for Enhanced Personal Lending Experience DuPage Credit Union has partnered with Upstart to modernize its personal lending process, aiming to enhance member experience and broaden access to loans. This collaboration will simplify the application process and expand outreach, fostering financial well-being within the community.

April 08, 2026 Upstart Holdings Faces Class Action Lawsuit Amid Allegations of Securities Fraud Upstart Holdings, Inc. is under a class action lawsuit for allegedly misleading investors about its AI technology, leading to significant financial losses. Investors are urged to act before the June 8, 2026 deadline to join the lawsuit and recover potential losses.

April 08, 2026 Upstart Holdings Faces Class Action Lawsuit as Investors Raise Concerns Rosen Law Firm has launched a class action lawsuit against Upstart Holdings, alleging misleading statements about its AI lending platform and business performance. Investors impacted between May and November 2025 are encouraged to participate by filing motions by June 8, 2026.

April 06, 2026 Upstart Holdings, Inc. Set to Unveil First Quarter 2026 Financial Results Upstart Holdings, Inc. is set to announce its first quarter 2026 financial results on May 5, 2026. The earnings report will be followed by a conference call for investors to analyze the company's performance and future outlook.

March 25, 2026 Upstart Holdings, Inc. Partners with Harborstone Credit Union to Enhance Personal Lending Harborstone Credit Union has partnered with Upstart Holdings to enhance personal lending services using advanced AI technology. This collaboration aims to improve financial wellness for members by offering a seamless and modern borrowing experience. As they integrate services, both organizations look to transform the lending landscape for greater accessibility and efficiency.

March 17, 2026 Upstart Holdings Secures $1 Billion Forward-Flow Agreement: A Strategic Move in AI-Driven Lending Upstart Holdings has announced a $1 billion forward-flow agreement with Eltura Capital Management and Aperture Investors, marking a pivotal moment in AI-driven lending. This partnership enhances Upstart's funding capabilities and reflects the growing confidence in its innovative lending model, promising a robust future for the company.

March 10, 2026 Upstart Holdings, Inc. Targets National Bank Charter Upstart Holdings, Inc. announces plans to apply for a national bank charter to establish Upstart Bank, N.A., reducing operational complexities and improving lending services. The initiative aims to integrate AI into banking, enhancing borrower experiences while collaborating with regulatory bodies.

February 20, 2026 Upstart Holdings Announces Strategic $200M Auto Finance Agreement with Wafra Upstart Holdings has secured a $200 million forward-flow agreement with Wafra to strengthen its auto finance platform. This collaboration is expected to enhance Upstart's offerings and meet the evolving demands of borrowers in the market.

February 20, 2026 Upstart Holdings, Inc. Completes $333 Million Auto Asset Sale to Bayview Asset Management Upstart Holdings, Inc. has completed a $333 million sale of auto assets to Bayview Asset Management, enhancing its market position and optimizing its capital. This partnership aims to leverage AI-driven solutions for growth in the auto lending sector.

February 20, 2026 Upstart Holdings, Inc. Faces Scrutiny as Shareholder Investigation Announced Upstart Holdings, Inc. is facing scrutiny as Johnson Fistel, PLLP launches an investigation into potential federal securities law violations. This follows a significant drop in stock price after the company reported disappointing earnings, impacting borrower approvals. Shareholders are encouraged to participate in the investigation to explore options for recovering losses.

February 19, 2026 Upstart Holdings, Inc. Announces $100 Million Share Repurchase Upstart Holdings, Inc. recently announced a $100 million share repurchase, part of a broader $400 million program. This strategic move is expected to enhance shareholder value and reflects the company's confidence in its growth potential in the AI lending marketplace.

February 18, 2026 Upstart Holdings to Showcase AI Innovations at Morgan Stanley Conference Upstart Holdings is set to present at the Morgan Stanley Technology Conference, with President Sanjay Datta discussing the company's AI innovations in lending. The event will highlight Upstart's automated solutions and diverse product offerings, showcasing its impact on the financial landscape.

February 17, 2026 Upstart Holdings, Inc. Unveils Cash Line: A New Era for Consumer Credit Upstart Holdings has launched Cash Line, an innovative revolving credit product offering guaranteed access to funds for consumers. With features like high credit limits and flexible repayment options, Cash Line aims to disrupt traditional lending methods and enhance financial accessibility.

February 10, 2026 Upstart Holdings, Inc. Announces Leadership Transition Amidst Strategic Growth Upstart Holdings, Inc. has appointed Paul Gu as CEO, succeeding co-founder Dave Girouard, who will remain as Executive Chairman. This leadership change is aimed at continuing the company's commitment to innovation in AI lending, with new strategic appointments to bolster its executive team.

February 10, 2026 Upstart Holdings, Inc. Launches Monthly Origination Metrics to Enhance Transparency Upstart Holdings, Inc. has launched a new webpage to provide monthly origination metrics, enhancing transparency for investors. This initiative aims to offer real-time insights into the company's lending activities and performance, reflecting its commitment to stakeholder engagement and data-driven decision-making.

February 10, 2026 Upstart Holdings Reports Strong Financial Results for Q4 and Full Year 2025 Upstart Holdings reported a remarkable 86% growth in loan originations and a 64% increase in full-year revenue for 2025, marking a significant return to profitability. With strategic plans for future growth and leadership changes on the horizon, the company is set for continued success.

February 10, 2026 Upstart Holdings, Inc. Reports Strong Recovery in 2025 Annual Results Upstart Holdings, Inc. has reported a successful financial recovery in 2025, with significant revenue growth and strategic partnerships enhancing its lending model. The company's AI technology continues to drive improvements in loan origination and risk assessment, positioning it well for future success amidst macroeconomic challenges.

January 21, 2026 Rize Credit Union Partners with Upstart to Expand Access to Personal Loans in California Rize Credit Union has partnered with Upstart to offer personal loans across California, utilizing AI to improve accessibility and the borrowing experience. This collaboration aims to serve more borrowers and enhance community financial support.

January 12, 2026 Upstart Holdings, Inc. Set to Reveal Q4 and Full Year 2025 Results Upstart Holdings, Inc. will hold a conference call on February 10, 2026, to discuss its Q4 and full year 2025 results. Investors can access key documents and insights ahead of the call to understand the company's performance in the AI lending marketplace.

January 07, 2026 Upstart Holdings, Inc. Partners with MyPoint Credit Union to Enhance Personal Lending Upstart Holdings, Inc. has partnered with MyPoint Credit Union to enhance personal lending access through AI technology. This collaboration streamlines the borrowing process, allowing MyPoint to connect with a broader audience while providing tailored loan offers.

December 17, 2025 Upstart Holdings, Inc. Partners with Tech CU for Enhanced Lending Solutions Upstart Holdings, Inc. has partnered with Technology Credit Union to provide AI-powered personal and auto refinance loans. This collaboration aims to enhance member experiences and streamline the lending process, aligning with modern consumer needs.

November 06, 2025 Upstart Holdings, Inc. Secures $1.5 Billion Forward-Flow Agreement with Castlelake Upstart Holdings, Inc. has secured a $1.5 billion forward-flow agreement with Castlelake, enhancing its loan origination capabilities amid fluctuating economic conditions. This partnership marks a continuation of a strong collaboration aimed at improving the lending experience for consumers.

November 04, 2025 Upstart Holdings Reports Impressive Q3 2025 Results: A Strong Growth Story Upstart Holdings reported outstanding Q3 2025 results, showcasing a 128% increase in loan originations and a 71% rise in revenue. The company's strategic focus on AI-driven lending continues to drive profitability and growth, positioning it strongly for future opportunities.

October 29, 2025 Upstart Holdings Partners with Peak Credit Union for Enhanced Personal Lending Upstart Holdings partners with Peak Credit Union to enhance personal lending access using AI technology. This collaboration aims to provide a modern, efficient lending experience for consumers in the Northwest, empowering them during crucial financial moments.

October 24, 2025 Upstart Holdings, Inc. Under Scrutiny as Investor Rights Law Firm Launches Investigation Upstart Holdings, Inc. is under investigation by Halper Sadeh LLC for potential breaches of fiduciary duties by its leadership. Shareholders are encouraged to explore their rights and advocate for corporate governance reforms, which could lead to significant changes in the company's oversight practices.

October 15, 2025 Upstart Holdings, Inc. Partners with Corporate America Family Credit Union to Enhance Consumer Lending Upstart Holdings, Inc. has partnered with Corporate America Family Credit Union to streamline access to personal loans, HELOCs, and auto refinance loans. This collaboration aims to empower diverse consumers through innovative technology and a community-focused approach.

October 06, 2025 Upstart Holdings, Inc. to Announce Third Quarter 2025 Results Upstart Holdings, Inc. will announce its Q3 2025 financial results on November 4, 2025, during a conference call. Stakeholders can access the call and related documents through their investor relations website, providing key insights into the company's AI lending performance.

August 05, 2025 Upstart Holdings, Inc. Reports Strong Q2 2025 Results: A Leap Towards Recovery Upstart Holdings, Inc. reported a strong Q2 2025, achieving a net income of $5.6 million and a revenue increase of 101% year-over-year. The company's AI-driven lending marketplace has significantly boosted transaction volume and operational efficiency, positioning it for continued growth amid economic challenges.

May 14, 2025 Upstart Holdings, Inc. Unveils AI Innovations at Inaugural AI Day Upstart Holdings, Inc. showcased its AI advancements at its first AI Day, outlining strategic goals for 2025. The company aims to enhance its AI capabilities and achieve GAAP profitability while reshaping the credit market with unique technology and a distinct business model.

May 14, 2025 Upstart Holdings, Inc. Hosts Inaugural 'AI Day' Investor Event Upstart Holdings, Inc. held its first 'AI Day' investor event, showcasing its AI-driven platform and growth potential. Key discussions included market opportunities, AI advantages, and financial resilience.

May 06, 2025 Upstart Holdings, Inc. Secures $1.2 Billion Forward-Flow Agreement with Fortress Investment Group Upstart Holdings, Inc. has secured a $1.2 billion forward-flow agreement with Fortress Investment Group to strengthen its capital sources and enhance AI-driven lending. This strategic partnership aims to improve access to consumer credit while reinforcing risk management practices.

May 06, 2025 Upstart Holdings, Inc. Reports Strong Growth in Q1 2025 Upstart Holdings, Inc. reported a significant turnaround in Q1 2025, with a 67% revenue increase and improved transaction volume. The company is focused on strategic partnerships and enhancing AI models to adapt to the evolving consumer lending landscape.

May 06, 2025 Upstart Holdings Reports Strong Q1 2025 Results Amidst AI Lending Growth Upstart Holdings, a leader in AI lending, reported impressive Q1 2025 results, including a 102% increase in loans and a 67% rise in revenue. With promising forecasts for the upcoming quarters, the company is set to achieve significant growth and profitability in the AI lending space.

April 30, 2025 Upstart Holdings Partners with Lake Trust Credit Union to Enhance Personal Lending Services Upstart Holdings has partnered with Lake Trust Credit Union to improve access to personal loans through an AI-powered platform. This collaboration aims to enhance the lending experience for consumers in Michigan by offering tailored financial solutions and fostering long-term relationships.

April 28, 2025 Upstart Holdings, Inc. to Showcase Leadership in AI Lending at Barclays Forum Upstart Holdings CEO Dave Girouard will speak at the Barclays 15th Annual Emerging Payments and FinTech Forum, showcasing the company's AI-driven lending innovations. The event will be broadcast live, highlighting Upstart's automated loan processing and diverse offerings aimed at enhancing consumer access to credit.

April 16, 2025 First Commonwealth Partners with Upstart to Enhance Personal Loan Access First Commonwealth Federal Credit Union has partnered with Upstart to improve access to personal loans for its members in Pennsylvania and New Jersey. This collaboration utilizes AI to provide tailored loan offerings and financial guidance, particularly benefiting low- and moderate-income borrowers.

April 07, 2025 Upstart Holdings, Inc. to Release First Quarter 2025 Results Upstart Holdings, Inc. will announce its Q1 2025 financial results on May 6, 2025, followed by a conference call. Investors can expect insights into the company's performance and strategic direction as it continues to innovate in the AI lending marketplace.

March 11, 2025 SWOT Analysis of Upstart Holdings, Inc. in 2025 This SWOT analysis of Upstart Holdings, Inc. reveals its strengths in advanced AI technology and strong partnerships, while highlighting weaknesses like regulatory risks. Opportunities for product expansion and international growth exist, but threats from competition and market volatility loom large.

February 19, 2025 Holyoke Credit Union Partners with Upstart to Enhance Personal Lending Options Holyoke Credit Union has partnered with Upstart to expand access to personal loans, enhancing financial inclusion for consumers in Massachusetts. This collaboration leverages Upstart's AI-driven platform to simplify borrowing and provide affordable credit solutions, marking a significant step in modern lending practices.

February 19, 2025 Upstart Holdings, Inc. Welcomes Peter Bernard to Board of Directors Upstart Holdings has appointed Peter Bernard to its Board of Directors, aiming to strengthen governance and risk management as it advances its AI-driven lending platform. Bernard's extensive experience in banking and finance aligns with Upstart's mission to innovate in the lending industry.

February 14, 2025 Upstart Holdings, Inc. Reports Strong Growth in 2024 Annual Report Upstart Holdings, Inc. reported a 13% revenue increase in its 2024 annual report, driven by significant growth in transaction volume and product innovation. Despite facing challenges in the lending market, the company continues to strengthen its position through strategic partnerships and AI-driven solutions.

February 11, 2025 Upstart Holdings, Inc. Reports Robust Growth in Q4 2024 and Full-Year Results Upstart Holdings, Inc. reported impressive Q4 2024 results with a 56% revenue growth year-over-year and significant improvements in loan origination. The company is nearing profitability and has an optimistic forecast for 2025, expecting substantial revenue growth and an engaging investor event planned for May 2025.

November 08, 2024 Upstart Holdings, Inc. Reports Q3 2024 Financial Results: Challenges and Opportunities Ahead Upstart Holdings, Inc. reported a revenue increase to $162.1 million for Q3 2024 despite a net loss of $6.75 million. The company faces challenges from tightening credit conditions but remains committed to innovation and strategic growth in AI-driven lending solutions.

August 07, 2024 Upstart Holdings, Inc. Reports Mixed Results in Q2 2024 Upstart Holdings, Inc. reported a 9% revenue decline in Q2 2024, despite a slight increase in year-to-date figures. The company faces operational challenges but remains focused on AI innovations and market expansion.

May 08, 2024 Upstart Holdings, Inc. Reports Q1 2024 Financial Results: A Look at Revenue Growth and Operating Challenges Upstart Holdings, Inc. reported a 24% increase in Q1 2024 revenue, totaling $127.7 million. However, the company faced net losses of $64.59 million and rising operational expenses. The report highlights the challenges and strategies as Upstart navigates the current economic landscape.

Upstart Holdings, Inc. Set to Reveal Q2 2026 Results

Last updated: July 06, 2026 •

Taurigo

1. Conference Call Scheduled for August 4, 2026

Upstart Holdings, Inc. (NASDAQ: UPST), a prominent player in the artificial intelligence (AI) lending marketplace, has announced its plans to disclose its financial results for the second quarter of 2026 on August 4, 2026. The announcement is expected to provide valuable insights into the company's performance and growth trajectory as it continues to innovate in the lending space.

2. Details of the Earnings Call

The conference call is set to take place at 1:30 p.m. PT / 4:30 p.m. ET. Investors and analysts can access the live discussion through a dedicated dial-in system. For participants located in the United States and Canada, the dial-in number is 800-330-6710, while international callers can join using +1 312-471-1353. Both options require the conference code 7744842 for access.

In addition to the live call, Upstart will also host a webcast of the earnings discussion. A replay of the webcast will be made available on Upstart’s investor relations website, ensuring that stakeholders can revisit the critical details presented during the call.

3. Investor Resources Available

Prior to the conference call, Upstart will release its earnings press release and an investor presentation on its investor relations website at ir.upstart.com. These documents, made available after market close on August 4, will offer comprehensive insights into the company's financial health and operational developments.

4. Upstart's Commitment to AI Lending

Founded in 2012 and headquartered in Burlingame, California, Upstart has steadily established itself as the leading AI lending marketplace. The company connects millions of consumers with over 100 banks and credit unions that utilize its AI models and cloud applications. This innovative approach enables lenders to approve a greater number of borrowers at more competitive rates, while also providing a seamless digital-first experience to customers.

A noteworthy aspect of Upstart’s operations is that more than 90% of its loans are fully automated, requiring no human intervention. This efficiency not only streamlines the lending process but also enhances customer satisfaction, reinforcing Upstart's position at the forefront of the lending industry.

5. Looking Ahead

As Upstart prepares to share its Q2 2026 results, market analysts and investors will be keenly watching for indicators of growth, profitability, and any strategic initiatives the company may undertake moving forward. The upcoming earnings call is poised to shed light on how Upstart continues to leverage its AI capabilities to transform the lending landscape and meet the evolving needs of consumers and financial institutions alike.

The financial community eagerly anticipates these insights, which will be pivotal in assessing Upstart's ongoing journey in the competitive AI-driven financial sector.

Original press release

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