On September 24, 2025, Fidelity National Information Services Inc. (FIS), a prominent player in financial technology, announced the successful completion of its acquisition of Amount, a Chicago-based company known for its advanced unified digital banking origination and decisioning solutions. This strategic move is set to enhance FIS's offerings, providing financial institutions with the tools they need to accelerate growth and simplify banking processes.

2. The Impact of Amount's Technology

Amount has established itself as a leader in the digital banking space, processing over 150 million new account applications. The company's cloud-native solution, which incorporates embedded AI capabilities, aims to streamline the account opening process for consumers and small businesses alike. This acquisition allows FIS to integrate Amount's technology into its existing digital, core banking, and card systems, ultimately transforming how banks, lenders, and credit unions manage customer interactions.

Key Features of Amount's Solution

At Rest: Amount's platform enhances the account opening experience by implementing secure processes that mitigate fraud risks and ensure compliance with regulatory standards.

In Motion: The solution facilitates quicker credit card issuance and payment processes, providing customers with seamless journeys from application to approval.

At Work: Financial institutions can leverage Amount's tools to improve operational efficiency, broaden their service offerings, streamline lending processes, and elevate customer service quality.

3. Leadership Insights

Stephanie Ferris, CEO and President of FIS, expressed enthusiasm about the acquisition, stating, "After years of successful partnership, we are thrilled to welcome Amount’s talented team and innovative capabilities to FIS." She emphasized that this acquisition aligns with FIS's strategy to lead the next generation of banking solutions, ultimately empowering financial institutions to thrive in a digital-first marketplace.

Adam Hughes, CEO of Amount, echoed this sentiment, noting that joining FIS represents a pivotal moment for Amount. He highlighted the benefits of FIS’s global scale, robust infrastructure, and regulatory expertise, which will enhance Amount's market offering and facilitate digital transformation for clients.

4. Strategic Benefits and Industry Insights

The acquisition has garnered positive feedback from industry analysts. Stewart Watterson, a strategic advisor at Datos Insights, commented, "FIS’ acquisition of Amount is a strategic move that enhances its digital account origination capabilities, positioning the company as a leading provider." He pointed out that by unifying digital origination and decisioning processes, FIS is empowering financial institutions to grow effectively while meeting the evolving demands of consumers and businesses.

This move aligns with FIS's overarching strategy to incorporate innovative, cloud-native, and modular solutions that add significant value for clients throughout the financial lifecycle. As the banking landscape continues to evolve, the ability to provide seamless digital experiences is crucial for maintaining competitiveness in the industry.

5. Conclusion

The acquisition of Amount marks a significant milestone for FIS, positioning it at the forefront of digital banking solutions. With the integration of Amount's cutting-edge technology, FIS is poised to deliver enhanced capabilities to financial institutions, driving growth and simplifying banking processes. As the financial landscape continues to shift towards digital-first strategies, FIS's commitment to innovation and customer experience remains stronger than ever.

Original press release