ACI Worldwide Launches ACI Connetic for Cards: A Modern Solution for Retail Payments

Thomas Warsop, CEO and President of ACI Worldwide, emphasized the importance of this launch, stating, “When we introduced ACI Connetic, we set a new benchmark for how banks operate in the digital economy. With ACI Connetic for Cards, we’re bringing that standard to the heart of retail payments.” The introduction of this suite aims to modernize traditional banking operations, particularly in the realm of card payments.

ACI Connetic for Cards is designed as a modular suite that supports the entire transaction lifecycle. This includes capturing and authenticating payment data across multiple channels, intelligently routing transactions to appropriate hosting networks, and securely authorizing and clearing payments. The unified approach ensures that financial institutions can modernize their card payment processing, enhancing scalability, resilience, and operational efficiency.

In a landscape where card transactions are projected to rise from 776 billion in 2024 to 1.1 trillion by 2029, ACI's solution addresses the pressing need for banks to reassess their existing card platforms. The modernization plan offered by ACI allows institutions to evolve at a pace that aligns with their operational strategies.

Bill Farris, Head of Issuing and Acquiring at ACI Worldwide, noted the evolving landscape of payment infrastructure, stating, “Banks need payments infrastructure that can evolve without elevating risk.” ACI Connetic for Cards integrates card processing with A2A payments on a single cloud-native platform, bolstered by advanced fraud and identity intelligence. This ensures a resilient and efficient operational framework that can adapt to the fast-paced demands of the financial sector.

The launch of ACI Connetic for Cards brings several key benefits to the forefront:

Peter Hüftlein, Head of Product Accounts at Solaris SE, echoed the importance of this unified approach, stating, “The unified, cloud-native approach supports us to simplify operations, accelerate change and innovate across payment types with far greater control.”

Since its introduction in 2025, ACI Connetic has gained traction in the market, with new deployments and capabilities enhancing the platform's functionality. The launch of ACI Connetic for Cards builds on this momentum, reinforcing ACI's commitment to modernizing card payment processing operations and providing a robust foundation for financial institutions.

As the demand for innovative payment solutions grows, ACI Worldwide continues to position itself as a leader in the payments technology space, helping banks, billers, and merchants navigate the complexities of an evolving financial landscape. With nearly 50 years of experience, ACI remains dedicated to delivering transformative software solutions that enable intelligent payments orchestration in real-time.

In summary, the launch of ACI Connetic for Cards not only modernizes card payment processing but also sets a strong foundation for future innovations, ensuring that financial institutions are equipped to meet the demands of a rapidly changing digital economy.